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That’s down $1.77 from what it would have been last week. You can use Bankrate’s mortgage calculator to estimate your monthly payments and see the effect of adding extra payments. It will also help.

NEW YORK, July 14, 2011 /PRNewswire/ — Mortgage rates moved lower this week with the benchmark conforming 30-year fixed mortgage rate now 4.69 percent, according to Bankrate.com’s weekly national.

"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of SunTrust Banks, Inc.: suntrust bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., a registered broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency.

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This is unfortunate for homeowners with a super-low-rate first mortgage who would like to tap their equity. Bankrate’s.

Whether you're buying a home or refinancing your current mortgage, knowing what to aim for will help you get the best deal.Get current interest rates for 30- year.

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This Mortgage APR Calculator takes all of that into account to determine what your APR will be on a home loan. It will also calculate what your monthly payments will be, as well as showing your interest costs and payments over the entire length of the loan.

The above mortgage loan information is provided to, or obtained by, Bankrate. Some lenders provide their mortgage loan terms to Bankrate for advertising purposes and Bankrate receives compensation.

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Ontario Mortgage Rates The Ontario mortgage broker team provides the best mortgage products and rates in every area of Ontario. Select your city below to find specific information on the availability of mortgage products, local mortgage rates and to contact a local mortgage broker in your city to apply for a mortgage.

Learn all about mortgages at Bankrate.com. Latest news and advice on mortgage loans and home financing.